2026 Health Open Enrollment is Here

Major Medical Plans are traditional, robust medical plans designed to cover healthcare costs ranging from routine doctor visits to serious illness, preventative care, prescriptions, mental health services, and more.
Open enrollment is the one time of year you can enroll, update or change your major medical health coverage for the year ahead. 

Health Open Enrollment Deadline

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It's your last chance! Enroll by January 15th for coverage effective February 1, 2026.

Your Guide to Open Enrollment

The ICBA makes understanding health coverage simple. This short video walks you through your options so you can choose confidently.

Looking for more affordable options? 

Check out our Basic Health Coverage Plans. These low-cost health plans cover common medical expenses such as doctor visits, hospital stays, lab tests, and prescriptions.

From health plans to supplemental coverage, financial tools, and lifestyle perks, the ICBA brings together everything independent workers need in one place. Click the button below to check it out. 

Independent Contractors Benefits Association

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